As I stood in my kitchen, the sweet aroma of ripe bananas wafted through the air, instantly transporting me to cozy mornings filled with laughter and warmth. Today, I’m excited to share my go-to recipe for Chocolate Banana Oatmeal Muffins, a delightful treat that not only satisfies my chocolate cravings but also makes use of those overripe bananas just waiting for a second chance. These muffins are a fantastic option for a healthy breakfast or a guilt-free snack, packed with hearty oats and the richness of cocoa, yet they’re so easy to whip up in just one bowl! Plus, they cater to everyone, being vegetarian and easily made dairy-free. Ready to indulge in a wholesome and delicious kitchen adventure? Let’s get baking!

Why are these muffins a must-try?
Easy to Make: With just one bowl needed, cleanup is a breeze, making these muffins perfect for a quick baking session during your busy mornings.
Healthy Indulgence: Packed with wholesome oats and natural sweetness from ripe bananas, they strike the perfect balance between indulgence and nutrition, fitting right into your healthy eating goals.
Versatile Options: Feel free to mix and match ingredients! Swap in nuts or dried fruit instead of chocolate chips for a delightful twist or add a sprinkle of cinnamon for an extra layer of flavor.
Crowd-Pleasing Delight: Whether you’re preparing a breakfast for family or hosting friends, these muffins are sure to impress everyone. They’re the perfect way to showcase your baking skills while using up those overripe fruits!
Storage-Friendly: Save some for later—these muffins stay fresh for days and can even be frozen, ensuring you always have a healthy snack on hand. For more delicious banana recipes, check out my Baked Banana Oatmeal or Banana Oatmeal Bars!
Chocolate Banana Oatmeal Muffin Ingredients
• Discover the essential components for these delicious Chocolate Banana Oatmeal Muffins!
For the Muffin Base
- Ripe Bananas – Ensure they are very yellow with spots for optimal sweetness and moisture; too many can cause mushiness.
- Eggs – Bind the ingredients together; flax eggs can be used for an egg-free version.
- Maple Syrup – A natural sweetener that adds flavor; honey or agave syrup work well as alternatives.
- Unsweetened Vanilla Almond Milk – Provides moisture; any dairy or non-dairy milk can substitute, or water in a pinch.
- Vanilla Extract – Enhances overall flavor for a richer taste, though optional.
For the Texture
- Rolled Oats – Adds a hearty base; avoid steel-cut oats for this recipe.
- Whole Wheat Pastry Flour or Whole Wheat Flour – Offers structure; whole wheat pastry flour yields lighter muffins and is less forgiving if substituted.
For the Chocolatey Goodness
- Cocoa Powder – The key to that chocolatey flavor; Dutch-process cocoa is a great alternative.
- Baking Powder & Baking Soda – Provide the necessary lift to ensure fluffy muffins.
- Chocolate Chips – Optional for added chocolatey richness; use dairy-free options for a completely dairy-free recipe.
Don’t miss out on baking these delightful Chocolate Banana Oatmeal Muffins that blend healthy ingredients with a sweet twist!
Step‑by‑Step Instructions for Chocolate Banana Oatmeal Muffins
Step 1: Preheat the Oven
Begin by preheating your oven to 425°F (220°C). While the oven heats up, line a muffin tin with silicone liners or lightly grease each cup with cooking spray. This ensures your Chocolate Banana Oatmeal Muffins come out easily and don’t stick.
Step 2: Mash the Bananas
In a large mixing bowl, take 2-3 ripe bananas and mash them with a fork until you achieve a smooth consistency. Add in 2 eggs, ¼ cup of maple syrup, ½ cup of unsweetened vanilla almond milk, and 1 teaspoon of vanilla extract. Blend these ingredients together until they are well combined and creamy, creating a delightful base for your muffins.
Step 3: Incorporate the Oats
Next, fold in 1½ cups of rolled oats into the banana mixture. Allow the oats to soak for about 5-10 minutes to soften, which gives your Chocolate Banana Oatmeal Muffins that perfect hearty texture. This soaking step is essential, as it prevents the muffins from being tough and chewy.
Step 4: Add Dry Ingredients
After soaking, sift in 1 cup of whole wheat pastry flour, ½ cup of cocoa powder, 1 teaspoon of baking powder, and ½ teaspoon of baking soda. Gently mix with a spatula until just combined; be cautious not to overmix. Your batter should be somewhat thick and rich in chocolatey goodness, ready for the addition of chocolate chips.
Step 5: Fold in Chocolate Chips
Now, fold in ½ cup of chocolate chips into the batter. This step infuses your Chocolate Banana Oatmeal Muffins with delightful bursts of chocolate in every bite. Make sure they are evenly distributed throughout the batter, ensuring a chocolatey experience with each muffin.
Step 6: Fill the Muffin Tin
Evenly divide the batter into the prepared muffin tin, filling each cup about ¾ full. Once filled, place the muffin tin in the preheated oven and immediately reduce the temperature to 350°F (175°C). This temperature drop will help the muffins rise perfectly without overbaking.
Step 7: Bake to Perfection
Bake your muffins for 15-20 minutes, or until a toothpick inserted comes out clean or with just a few crumbs. Keep an eye on the muffins towards the end of the baking time; they should be risen, moist, and spring back when lightly touched. Let them cool slightly in the pan before transferring them to a wire rack.

Chocolate Banana Oatmeal Muffins Variations
Feel free to explore these delightful twists to make the recipe your own, adding flavors and textures to each bite!
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Nutty Surprise: Replace chocolate chips with your favorite nuts like walnuts or pecans for a crunchy texture and added nutrition.
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Fruity Addition: Toss in dried fruits like cranberries or raisins for a sweet pop of flavor and chewier texture. Think of how delicious these muffins will be with a burst of fruit in every bite!
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Spiced Up: Incorporate 1 teaspoon of cinnamon or pumpkin spice for a warm, fragrant twist that will make your kitchen smell heavenly.
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Vegan Delight: Use flax eggs instead of regular eggs to create a vegan-friendly version. Mixing 1 tablespoon of ground flaxseed with 2.5 tablespoons of water will do the trick!
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Mellow Cocoa: For a sweeter muffin, reduce the cocoa powder to ¼ cup and add 2 tablespoons of extra maple syrup. This gives you a lighter chocolate vibe while keeping it deliciously sweet.
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Oatmeal Cookies: Transform the batter into a more cookie-like texture by adding ½ cup of oats and rolling them in sugar before baking for crispy edges.
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Heat It Up: If you love a spicy kick, add ¼ teaspoon of cayenne pepper or chili powder for a surprising blend of heat against the sweet chocolate and banana.
Don’t just stop here! You can always serve these luscious muffins warm with a dollop of almond butter or turn them into an awesome treat for a cozy gathering. For more delicious ideas involving bananas, don’t miss my Strawberry Banana Pudding Dream or the rich flavor of White Chocolate Pumpkin Snickerdoodles!
Make Ahead Options
These Chocolate Banana Oatmeal Muffins are perfect for meal prep enthusiasts! You can prepare the batter up to 24 hours in advance, storing it covered in the refrigerator to maintain freshness. Simply mix the dry ingredients separately and combine them with the wet ingredients right before baking to preserve the fluffy texture. The muffins can also be baked and stored at room temperature for up to 3 days or refrigerated to prolong their shelf life. For the best taste, simply reheat them in the microwave for about 10-15 seconds before serving. This way, you’ll enjoy warm, delicious muffins anytime with minimal effort!
How to Store and Freeze Chocolate Banana Oatmeal Muffins
Room Temperature: Store the muffins in a closed container at room temperature for up to 3 days to keep them fresh and moist, enjoying them whenever the craving hits.
Fridge: For optimal moisture retention, refrigerate the muffins in an airtight container for up to a week; just pop them in the microwave for a few seconds to warm them up before serving.
Freezer: Wrap the cooled muffins individually in plastic wrap, then place them in a freezer bag to freeze for up to 3 months. Thaw overnight in the fridge or heat in the microwave when you’re ready for a delicious treat.
Reheating: To bring these Chocolate Banana Oatmeal Muffins back to life, warm them in the microwave for 15-20 seconds, or pop them in a preheated oven at 350°F (175°C) for about 10 minutes for that just-baked taste.
What to Serve with Chocolate Banana Oatmeal Muffins
These muffins are a delicious centerpiece to a wholesome breakfast or snack, and the right complements can elevate your experience even more.
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Creamy Peanut Butter: Adds protein and richness while enhancing the chocolatey flavor, making each bite even more indulgent. A light spread goes a long way!
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Greek Yogurt Parfait: Top with fresh berries and drizzled honey for a refreshing contrast. The tartness of the fruit balances the sweetness of the muffins beautifully.
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Fresh Fruit Salad: A medley of seasonal fruits adds a burst of freshness and color to your meal, heightening the overall enjoyment of your muffins.
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Nutty Granola: Serve a sprinkle of granola on the side for a delightful crunch that complements the muffins’ soft texture perfectly. You could even mix some into the batter for an unexpected twist!
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Chai Tea Latte: The warm spices in chai enhance the chocolate bananas’ sweetness, creating a cozy, comforting pairing that’ll warm your soul.
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Coconut Milk Smoothie: Blend coconut milk with spinach and banana for a creamy accompaniment. It’s nutritious and brings a lovely tropical note to your breakfast spread.
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Maple Syrup Drizzle: Elevate your muffins with a sweet drizzle of maple syrup before serving, which intensifies their flavors and adds a touch of decadence.
Expert Tips for Chocolate Banana Oatmeal Muffins
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Banana Quality: Use ripe bananas with brown spots for maximum sweetness and moisture. Underripe bananas will result in less flavorful muffins.
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Oat Soaking: Soak the rolled oats for 5-10 minutes before adding dry ingredients. This avoids tough muffins and promotes a tender texture.
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Don’t Overmix: Mix until just combined after adding dry ingredients; overmixing can lead to dense muffins. Aim for fluffy Chocolate Banana Oatmeal Muffins with a light crumb.
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Correct Baking Temp: Begin baking at a higher temperature (425°F) to help the muffins rise quickly, then lower to 350°F to ensure even baking without drying them out.
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Chocolate Chip Choices: For a dairy-free option, choose dairy-free chocolate chips. They mix beautifully and provide a delicious chocolate burst in every bite.

Chocolate Banana Oatmeal Muffins Recipe FAQs
What is the best way to select ripe bananas?
Absolutely! Look for bananas that are very yellow with brown spots. Their natural sugars will have developed, ensuring optimal sweetness and moisture for your muffins. If they have too many dark spots, they may become overly mushy when baked, so stick to just the right level of ripeness.
How should I store my Chocolate Banana Oatmeal Muffins?
For the best freshness, store your muffins in a closed container at room temperature for up to 3 days. If you want to maintain their moisture longer, refrigerate them in an airtight container for up to a week. Enjoying them warm, just like when they first came out of the oven, is such a treat!
Can I freeze these muffins?
Very! To freeze your Chocolate Banana Oatmeal Muffins, allow them to cool completely. Then, wrap each muffin individually in plastic wrap and place them in a freezer bag. They can be stored in the freezer for up to 3 months. When you’re ready for a muffin, simply thaw overnight in the fridge or heat them in the microwave for a quick snack!
What if my muffins turn out too dense?
Common troubleshooting! If your muffins come out too dense, it could be due to overmixing the batter after adding the dry ingredients. Mix just until everything is combined to keep your muffins light and fluffy. Also, ensure you’re using the correct measurements for baking powder and baking soda to achieve optimal rise.
Are there any dietary considerations for pets from this recipe?
Most definitely, it’s important to note that these muffins contain ingredients like chocolate chips, which can be toxic to pets, especially dogs. Always keep your baked goods out of reach of your furry friends to prevent any accidental snacking!
How can I adapt the recipe for dietary restrictions?
Great question! To make these Chocolate Banana Oatmeal Muffins vegan, substitute the eggs with flax eggs—mix 1 tablespoon of ground flaxseed with 2.5 tablespoons of water for each egg and let it sit for about 5 minutes until it thickens. Additionally, using dairy-free chocolate chips will keep this recipe completely dairy-free!

Delicious Chocolate Banana Oatmeal Muffins for a Healthy Treat
Ingredients
Equipment
Method
- Preheat your oven to 425°F (220°C) and line a muffin tin with silicone liners or grease with cooking spray.
- Mash the ripe bananas in a large bowl until smooth. Add eggs, maple syrup, almond milk, and vanilla extract; blend until creamy.
- Fold in the rolled oats and let soak for 5-10 minutes.
- Sift in the whole wheat flour, cocoa powder, baking powder, and baking soda; mix gently until just combined.
- Fold in the chocolate chips until evenly distributed.
- Divide the batter into the muffin tin, filling each cup about ¾ full, then reduce oven temperature to 350°F (175°C).
- Bake for 15-20 minutes or until a toothpick inserted comes out clean; cool slightly before transferring to a wire rack.

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